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ThatPaydayLoan.co.uk is an independent marketing service that matches the user with a payday loan lender.
ThatPaydayLoan.co.uk is NOT a lender.
Information Sharing and Disclosure
We do not share personal information about you with other people or nonaffiliated companies except to provide product or services you have requested or under the following circumstances:
Loan Products or Service Requests - If you submit a request for a loan product or service offered through this website we will share the personal information contained in your request form, such as your full name, physical address, telephone number, property location and self-assessed value, and social security number, with lenders in our provider network strictly to process and fulfill your request. All lenders in our provider network, which may include banks, mortgage lenders and brokers, have entered into marketing agreements with thatpaydayloan.co.uk and are required to comply with UK Financial regulations. The lenders may contact you by telephone, email, or mail based on the information you provided to us in order to process and fulfill your request, even if you have registered with the opt out register, Telephone Preference Service. If one of the lenders contacts you by telephone and you wish not to be contacted again by that lender with respect to your inquiry, then you should specifically make a request to that lender not to contact you again. If the lender disregards your request and contacts you again, please let us know immediately by sending an email to ThatPaydayLoan.co.uk customer service. Please note that the lenders may maintain the information you provided whether you elect to use their services or not.
Other Products or Service Requests - If you submit a request for a product or service other than a loan, we will share the personal information contained in your request form such as your full name, telephone number and email address with our business partners to process and fulfill your request. Our business partners may contact you by telephone, email, or mail based on the information you provided to us, even if you have registered with the opt out register, Telephone Preference Service. If one of our partners contacts you by telephone and you wish not to be contacted again by that business partner with respect to your inquiry, then you should specifically make a request to that partner not to contact you again.
Vendors - We sometimes disclose the information we collect to companies that host certain services for us such as marketing distribution services on our behalf. These vendors only have access to personal information needed to perform their functions, and may not share it with others or use it for any other purpose. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit them from using the information except to market the specified products or services.
As Permitted by Law - We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, tax audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, or as otherwise required by law.
Business Transfer - As with any other business, it is possible that ThatPaydayLoan.co.uk or its sister/parent companies in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by us, including customer account information, but would continue to be bound by this privacy pledge unless you consent otherwise.
Advertisements & Pop Up Windows
On occasion, you may receive advertisements for ThatPaydayLoan or its sister/parent companies from third parties. For instance, when visiting a third party website, you may receive a "pop up" window advertising our company(s). Please note that such advertisements are served by the third party website that you have visited and are not controlled by ThatPaydayLoan. In addition, such advertisements may be placed by third party ad servers or ad networks. We maintain relationships with a number of the third party ad networks currently operating. You may find more information at the website of either the individual ad network or the Network Advertising Initiative.
Anti-Spam Policy
You will not receive ThatPaydayLoan email communications unless you submit your email address to us and register to receive them. Additionally, you may also receive emails that advertise ThatPaydaLoan's services from third party publishers. We have established firm ground rules for dealing with any third party email services to ensure that advertisements for ThatPaydayLoan are not sent out through a "Spam" mailing -- ensuring that our offers are sent only to those individuals who have given their permission to the third party email service to receive email communications. If any third party email publisher refuses to abide by ThatPaydayLoan's anti-Spam policy, we will not use that publisher's services. If you want to stop receiving emails from a third party, you should follow the opt-out instructions included in the third party email so that you will not be included in any future mailings. An "unsubscribe" link should appear within or at the top or bottom of the email you received. However if for any reason it does not work, please bring that to our attention by emailing us at ThatPaydayLoan Customer Services.
Cookies and IP Addresses
To serve you faster and with better quality, we use "cookies" technology. Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a Website to "personalise" itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Customer tracking (or "click-stream") data collected by us is used to optimise your experience by learning whether or not you successfully used ThatPaydayLoan.co.uk. Cookies are not tied to your personal information. Additionally, we may capture click-stream data on some of our partner's websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners.
We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
Third Party Cookies
Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies.
Clear Gifs
We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs) that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movement of Web users. Clear gifs are not tied to users' personally identifiable information. We also use clear gifs in our HTML-based emails to let us know which emails the recipients have opened. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns. If users would like to opt-out of these emails, please see the Opt-out section within any email you receive from us or unsubscribe from our homepage by clicking here.
Confidentiality and Security
The security of your personal information is very important at ThatPaydayLoan and we take a number of steps to safeguard it. For example:
* We limit access to personal information to those employees or agents who assist us in providing requested products and services to you. Employees are required to comply with our strict policies and procedures regarding the handling of your personal information. Employees who violate these policies are subject to our normal disciplinary process.
* We maintain physical, electronic, and procedural safeguards that comply with national standards to guard personal information about you.
* We use industry standard data encryption technologies when transferring and receiving consumer data on our website with lenders.
Changes to Your Personal Information
If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by emailing our Customer Support at infomanager[a]thatpaydayloan.co.uk.
Opting-Out
You may register to receive communications from us directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other e-mails featuring special and exclusive offers, promotions and other members-only benefits. If you no longer wish to receive these communications, please let us know by sending an email to ThatPaydayLoan Customer Services (You may also opt-out by clicking on the unsubscribe link in our emails). Our email database is updated continually. However, you may continue to receive email communications from us up to ten business days from the time we receive your unsubscribe request. Please note that ThatPaydayLoan can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications. Also, please note that if you enter into a transaction through our website, we may send you a thank you notice, ask for a satisfaction rating, request a testimonial and give you periodic product reminders as part of your service.
Third Party Links
This Privacy Statement applies to all information that you provide to ThatPaydayLoan. However, when you visit websites to which ThatPaydayLoan provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.
If ThatPaydayLoan receives personal information from a third party that is not in conjunction with a service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between ThatPaydayLoan and such third party.
Third Party Cookies
Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies.
Framing
In some cases, we may use third party vendors to operate portions of the ThatPaydayLoan website. Although the particular section of the website may have a similar appearance as the ThatPaydayLoan.co.uk site, information submitted through these outside third parties are subject to this Privacy Statement unless otherwise stated.
A Special Note about Children's Privacy
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians. Please see our Terms of Use for more information.
Changes to this Privacy Statement
ThatPaydayLoan.co.uk may update or modify this Privacy Statement from time to time. If there are material changes to this Privacy Statement or in how ThatPaydayLoan.co.uk will use your personal information, we will post such changes here. You will be notified if any of the material changes that affect the use of your personal information and asked to opt-in to the new use of your personal information. If you do not agree with the changes to how your information will be used, please do not continue to use this website.
By using this site, you signify your assent to the ThatPaydayLoan.co.uk Privacy Statement. If you do not agree to this policy, please do not use any of the ThatPaydayLoan.co.uk site. When you request rate quotes or other information through ThatPaydayLoan.co.uk, you are authorising us to share information with a lender or one of our business partners, who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our Privacy Statement will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Statement.
Our Referral Service
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site.
Supplemental Information From Outside Sources
In order to provide certain services to you, we may on occasion supplement the personal information you submitted to us with information from third party sources. |
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